?The only thing it takes 365 days to change is a year? - Hypnotherapist David Block
?If at any time you make a mistake and want to change your selection Cheap Danny Ward Jersey , press the star key on the telephone pad.? - AMC 20 Movie Theater recording
Both of the above quotes imply a radical shift in popular thinking about change. They imply that changes can be made quickly, and don't have to take a long, long time.
I am constantly searching for the very best ?change tools? I can find to help the people with whom I work. I look for tools that offer rapid and effective change, and meet at least three criteria:
1) Simple - any one can use them
2) Profound - they work quickly and they last
3) Dependable - they work just about every time
Recently a friend shared with me a wonderful quote from professional speaker Brian Tracy that meets all these criteria and has the potential to be a very rapid and effective change tool. Here's the quote, in the form of a question:
?If you were starting over today Cheap Danny Ings Jersey , what would you do differently? Whatever your answer, start doing it now.?
All of us would like to have a chance for a 'do over? in some area of our lives. Well, maybe in many areas. Although we cannot change the past, this question offers great direction for making both the present and the future more like we would want it to be.
Let's look at several areas of our lives and some questions about what we might do over, and then start doing now.
Be closer to those around you? Stay in touch with people? Let those close to you know how much you value them?
In the area of family, would you:
Spend more time with them? Go more places with them? Throw out the ridiculous notion of quality time and replace it with quantify time?
In the area of marriage, would you:
Learn how to communicate more effectively? Make sure, on a regular basis, that your spouse knows they are #1 with you? Honor and cherish them. Remember those words? Ask your self Cheap Connor Randall Jersey , what am I contributing to making this a cool place to be?
In the area of education, would you:
Go back to school? Find out about something you've always wanted to know? Take a class you've always wanted to take? Take the time to get really good at something?
In the area of health, would you:
Get in and stay in the best shape you can? Get rid of some extra pounds? Remember, there's overweight people and there's old people, but there's not a whole lot of old overweight people. Eat in a way that supports you?
Design a life instead of just making a living? Keep track of where the money goes? Work and live within a budget? Put away something for the future on a regular basis?
In the area of attitude, would you: Pay attention to yours? Model an attitude you would want friends and family to model? Find something positive in almost any situation?
I'm certain there are other areas of your life that you can apply this question. Remember folks, life is not a dress rehearsal, although most of us act like it is.
Here's the question again,
?If you were starting over today Cheap Ben Woodburn Jersey , what would you do differently? Whatever your answer, start doing it now.?
Don't get caught up and stuck in ?I wish I coulda-shoulda-woulda.? Focus on what you can do now, and simply and profoundly, go do it.
Credit Cards And Personal Budgeting
Posted by nick_niesen on October 29th, 2010
When you apply for and receive a credit card Cheap Andrew Robertson Jersey , you will want to take the time to create a detailed budget for your family聮s finances. Without a budget, and without carefully planning the credit card expenses, you could fall into the credit trap that many individuals have found themselves in. Swimming in a sea of debt that they have no way of getting out of. Having a credit card is a wonderful way to ensure that you have access to funds in the event of an emergency, or for use when traveling to eliminate the need for carrying cash on your person. As long as you keep the card for the purposes outlined in your personal budget, you will have no difficulty maintaining your credit card balance Cheap Alex Oxlade-Chamberlain Jersey , making payments on time and using the credit card to it聮s fullest financial capacity. If you start using the credit card as if it was your personal debit card, you will likely find yourself in financial trouble.
Personal Budgeting Tips & Tricks
First, and most importantly, never spend more money than you can actually afford. This is easier said than done of course, especially when you include credit cards in the equation. It聮s very easy to buy now Cheap Alex Manninger Jersey , with the intent of paying later, only to find out when later comes you still don聮t have the money! Using credit cards wisely however, can save you finance charges and enable you to make purchases and build your credit by making monthly payments in full and on time.
If you already have a credit card (or two) with balances, you should consider shopping around for credit cards that are offering promotional rates. Many companies will periodically offer a 0% balance transfer rate for all new customers who apply for and obtain their credit cards. Transferring what you owe from one card to another can help you save on interest and help you pay down your debt faster. This is a smart way to use credit cards!
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